What is the Annual Percentage Rate?
The Annual Percentage Rate (APR) for standard purchases is 19.99%. However, the APR may vary for special offers and promotional purchases. If you are charged interest, the charge will be no less than $2.00 per month. For more information, please view our terms and conditions
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Link to answer
https://www.klarna.com/us/customer-service/what_is_the_annual_percentage_rate/