Monthly financing through Klarna is a payment option offered at the checkout of some of our partnering online stores. The open-end line of credit is issued by WebBank in partnership with Klarna, and allows you to pay for your purchases over time. Simply shop at a partner merchant and select Klarna at checkout to apply for an account. Complete terms and conditions are available partnering online stores.

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Link to answer
https://www.klarna.com/us/customer-service/what-is-pay-over-time-and-how-do-i-use-it/