If you miss a payment on your Klarna monthly financing account, you will be charged a late fee of up to $35. If you are part of a No Interest If Paid In Full promotion, and you miss a payment, you will be charged a late fee, but you will not lose the promotion.

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Link to answer
https://www.klarna.com/us/customer-service/what-happens-if-i-miss-a-payment/