If the minimum payment due is not made by the payment due date, you will be charged a late fee of up to $25. If the minimum payment due is less than $25, the late fee will be the minimum payment due amount. If the minimum payment due is not made by the payment due date more than once in six months, you will be charged up to $35 without exceeding the minimum payment due. View Terms and Conditions

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https://www.klarna.com/us/customer-service/is-there-a-penalty-for-late-payments/